Welcome to Momentum Financial Consultancy. By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.

1. Nature of Services
Momentum Financial Consultancy provides financial consulting, investment advisory support, training, and related services.
All services are provided based on information shared by the client and are meant for guidance and planning purposes only.

2. No Guarantee of Returns
We do not guarantee any fixed returns, profits, or outcomes on investments.
Market-linked products are subject to market risks. Past performance is not indicative of future results.
Final investment decisions rest solely with the client.

3. Client Responsibility
Clients agree to:
Provide accurate, complete, and updated personal and financial information.
Understand that incorrect or incomplete information may impact recommendations.
Review all documents, policy terms, offer letters, and disclosures before investing.

4. Regulatory Compliance
We operate in accordance with applicable Indian financial laws and regulatory guidelines.
Where required, investments are facilitated through registered entities (AMFI, IRDAI, SEBI intermediaries, etc.).
Clients acknowledge that regulatory rules may change from time to time.

5. Fees & Charges
Consultancy, advisory, or training fees (if applicable) will be communicated in advance.
All fees paid are non-refundable unless explicitly stated otherwise in writing.
Product-related commissions, if any, are governed by regulatory norms.

6. Limitation of Liability
Momentum Financial Consultancy shall not be liable for:
Market fluctuations or losses.
Delays caused by third-party platforms, insurers, AMCs, or brokers.
Any indirect, incidental, or consequential damages arising from the use of our services.

7. Confidentiality & Data Protection
Client data is treated as confidential and used only for service delivery.
We do not sell or misuse client information.
Data may be shared with authorized third parties strictly for processing services (AMCs, insurers, registrars, etc.).

8. Intellectual Property
All content on this website, including text, graphics, logos, videos, and training material, is the intellectual property of Momentum Financial Consultancy and may not be copied or reproduced without prior written consent.

9. Website Usage
Users agree not to:
Use the website for unlawful purposes.
Attempt unauthorized access or disrupt website functionality.
Misuse content or impersonate the company or its representatives.

10. Termination of Services
We reserve the right to refuse or terminate services if:
Client provides false or misleading information.
There is misuse of services or violation of these Terms.
Regulatory or legal obligations require discontinuation.

11. Amendments
Momentum Financial Consultancy reserves the right to modify these Terms & Conditions at any time without prior notice. Updated terms will be effective once published on the website.

12. Governing Law & Jurisdiction
These Terms & Conditions shall be governed by the laws of India, and any disputes shall be subject to the jurisdiction of Indian courts.